Transform Your Financial Analytics

Lumio^® Financial Insight

Unlock insights with a fully configurable analytics platform built for community financial institutions - featuring personalized dashboards, drill-downs into GL transactions and balance sheets, and automated, budget-driven reporting.

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Configurable Dashboards

C-suite leaders, finance teams, and other key stakeholders at community banks utilize Lumio Financial Insight to inform strategic and operational decisions through personalized dashboards, drill-down financial analytics, and actionable insights across financial statements and general ledger transactions.

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Summary Dashboard

Provides a high-level snapshot of financial health, highlighting key metrics and trends across core financial statements, including comparison to budget and forecast.

Balance Sheet Trial Balance

Displays a detailed view of all balance sheet account balances, facilitating verification of ledger accuracy and completeness.

Income Statement Trial Balance

Offers a granular breakdown of income and expense accounts, supporting income statement validation and analysis.

Summary Average Balance Sheet

Summarizes average monthly balances for major balance sheet categories to help assess financial position trends over time.

Detail Average Balance Sheet

Breaks down average monthly balances by individual accounts for deeper insights into balance sheet fluctuations.

Summary Income Statement Monthly Comparison

Compares monthly performance of income and expenses against prior periods to identify variances and trends.

Detail Income Statement Monthly Comparison

Provides a detailed, account-level monthly comparison of income and expenses for thorough financial performance analysis.

Key Line Items Summary

Consolidates and summarizes financial data across major account categories for quick review of totals and subtotals.

GL Transactions

Lists individual general ledger entries to support transaction-level validation, audit trails, and reconciliation activities.

Financial Insight Use Cases

With deep expertise in financial services and risk management, Lumio helps institutions modernize operations by streamlining manual processes, centralizing enterprise data, and aggregating hundreds of KRIs for a holistic, risk-informed view of the organization.

Summary Dashboard

Designed for the CEO, CFO, and other senior leaders who need a quick, consolidated view of the institution’s financial health. This high-level dashboard combines key balance sheet and income statement metrics to support strategic planning, executive reporting, and day-to-day performance oversight.

Balance Sheet Trial Balance

Built for the CFO, Controller, and internal audit team, this dashboard offers a snapshot of the institution’s financial position at a point in time. It helps users validate general ledger balances, identify anomalies, and ensure financial statement alignment before monthly or quarterly close.

Income Statement Trial Balance

Ideal for the Controller, Accountants, and FP&A team, this dashboard enables users to monitor income and expense accounts to ensure completeness and accuracy prior to finalizing the P&L. It supports variance analysis and helps catch misclassified transactions early in the reporting cycle.

Summary Average Balance Sheet

Used by CFOs and finance teams to view trends in earning assets, funding sources, and capital over time. This dashboard supports interest margin analysis and strategic balance sheet planning, especially during budgeting and forecasting cycles.

Detail Average Balance Sheet

Tailored to FP&A teams and senior accountants, this view offers granular data across asset and liability accounts to analyze shifts in deposit mix, loan balances, or investment portfolios. It empowers deep-dive diagnostics behind month-to-month or year-over-year balance changes.

Summary Income Statement Monthly Comparison

Geared toward executive leadership and board-facing finance roles, this dashboard compares current and historical income statement performance at a high level. It highlights significant variances and performance trends across revenue and expense categories, informing strategic financial decisions.

Detail Income Statement Monthly Comparison

Designed for Controllers and the FP&A team to dig deeper into specific line items, departments, or business units. This dashboard enables granular monthly expense reviews and helps identify controllable cost drivers or areas of revenue leakage.

Key Line Items Summary

Used by Accountants and Controllers to group and reconcile general ledger accounts based on financial categories. This tool simplifies the validation process for financial reporting and supports structured reviews for both internal and external audit preparation.

GL Transactions

Built for Accountants, Controllers, and Auditors, this dashboard enables detailed transaction-level tracing by GL account. It’s a key tool for research, exception resolution, and ensuring audit trail compliance, especially when investigating unusual balances or variances.

Explore Other Lumio Insight Apps

Deposit Insight

Understanding the nuances of your institution's deposit portfolio is essential to giving executives, managers, and front-line staff the information required to manage the bank and provide superior customer service.
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✓ Core Deposit Analysis
✓ New Account Analysis
✓ NSF Analysis
✓ Balance Change Analysis
✓ Deposit Movement
✓ Account Search

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Loan Insight

So, you’re swimming in an abundance of data…now what? Our loan insight takes core and other source data and transforms them into detailed visuals that reveal trends, outliers, and comparative information to help your bank manage essential business.
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✓ Portfolio Dashboard
✓ Delinquency Dashboard
✓ Collections Effectiveness
✓ Product Level Report

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Customer Insight

Our customer insight approach is designed to give banks visibility into the complete customer relationship. Using aggregate data from various touch points, banking staff are given the power to view and understand the make-up of their consumer and how to best serve them.
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✓ Segmentation Summary
✓ Avg
✓ Loans to Deposits
✓ Avg Number of Products Consumer / Commercial Customers Map
✓ Prospects Map

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Financial Insight

Gain on-demand financial data and reporting needed to make informed financial decisions. Financial insight provides your team with the tools needed to track key metrics, measure real-time performance, and identify areas for strategic growth.
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✓ Executive Dashboard
✓ Financial Ratios Dashboard
✓ Actual vs. Budget Dashboard
✓ Balance Sheet Reports
✓ Income Statement Reports

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Risk Insight

Coming soon! Achieve a holistic view of risk across all areas of your operations with comprehensive data and intuitive visualizations. Risk Insight delivers actionable information to help you stay ahead of potential threats, optimize your risk strategies, and make informed decisions that drive business resilience.
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✓ Holistic Risk Summary Dashboard
✓ Risk-Rated to Total Attribute Trends
✓ Risk Improvement Activities
✓ Key Risk Indicator Analysis
✓ KPI Performance Trends

Learn more