Our Story
Lumio Solutions empowers community financial institutions to make risk-informed decisions, turning uncertainty into growth opportunities.
Empowering Community Financial Institutions with
Risk-Informed Business Intelligence
For too long, community financial institutions have been forced to navigate fragmented systems and siloed data - leaving teams overburdened, insights underleveraged, and growth potential untapped. These legacy barriers have made it harder to focus on what matters most: delivering exceptional customer service and making confident, data-driven decisions.
At Lumio Solutions, we believe it’s time for a change. Founded by bankers who’ve lived through these challenges firsthand, our journey began at the height of the 2008 financial crisis. In response, we built an enterprise risk management platform to provide a panoramic view of the entire organization’s risk profile. Now, we’ve taken the next step forward.
In 2025, we acquired Lumio Insight and combined SRA Watchtower’s Risk Suite with Lumio’s Insight Suite, uniting our deep risk expertise with a powerful data engine to create The Holistic Risk and Business Intelligence PlatformTM - designed to help community financial institutions automate, understand, and act on their data.
At Lumio, we know the future of banking isn’t about managing yesterday’s risk. It’s about evolving from hindsight to insight, and ultimately foresight, so you can proactively identify and pursue tomorrow’s opportunities.
Our mission is to deliver risk-informed business intelligence to community financial institutions. Whether you're just starting your data journey or scaling internal initiatives, Lumio equips you with actionable insights and streamlined reporting. The result? Less time spent wrangling data and more time focused on what matters most: serving your customers and engaging with your local community.
We help institutions build a smarter, more agile foundation for the future. We’re not just helping community financial institutions manage risk anymore - we’re helping them reimagine what’s possible with data.
Let’s build that future together.
Founded in the Wake of the Financial Crisis
Technology Takes
the Lead
From Consultancy
to a SaaS Business
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Lumio Solutions is Born
Lumio Core Values
Customer First
- Build strong relationships through open, honest, and timely communication
- Treat others with kindness, compassion, and respect
- Do what we say we will do
- Go above and beyond to exceed expectations
Expert Mentality
- Leverage experience and expertise to identify creative solutions
- Collaborate and share knowledge and experience to help others
- Continuously learn to keep knowledge current and expand areas of expertise
Holistic Perspective
- Listen to understand needs and objectives
- Embrace the power of diverse viewpoints to make connections and see the bigger picture
- Anticipate complexities and execute with confidence
Seize Opportunity
- Proactively offer and welcome support and encouragement
- Take initiative to deepen partnerships and deliver added value
- Actively pursue new ideas and approaches; create cutting-edge solutions to future challenges
Our Collaborative Team Drives Success Together
Lumio's journey is shaped by the collective expertise, passion, and dedication of our talented team members. Together, we collaborate to achieve great things and create lasting impact for our clients and community.
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