Timely Loan Portfolio Intelligence

Lumio^® Loan Insight

Aggregate data, uncover risk, and drive portfolio loan performance - all in one dynamic platform with drill-down configurable dashboards.

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Configurable Dashboards

C-suite leaders, lending teams, and other critical stakeholders at community banks leverage Lumio Loan Insight to evaluate, manage, and optimize loan portfolio performance, empowering users through dynamic dashboards, granular account-level detail, and real-time analytics.

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Summary Dashboard

Get a complete and comprehensive view of your bank’s vital data. Instantly grasp key performance metrics, trends, and actionable insights with data visualization and dynamic dashboards.

New/Renewed Dashboard

Track new, renewed, and paid-off loan activity at a glance. Explore origination and payoff trends with intuitive filters and dynamic visuals that respond in real time.

Portfolio Dashboard

Gain a comprehensive view of your entire loan portfolio with flexible filtering and visual trend tracking, highlighting key performance indicators.

Delinquency Dashboard

Monitor and analyze your bank’s past due loan activity with precision and clarity. Customizable aging buckets and risk segments highlight emerging credit concerns and support proactive portfolio management.

Collections Effectiveness

Visualize how delinquency status shifts over time to assess the impact of your collections strategy. Filters and toggles for balance vs count views to support targeted follow-up and performance evaluation.

Loan Concentration

Evaluate loan portfolio exposure across industries, collateral, and custom- defined tiers to monitor concentration risk. Identify potential overexposure and drill into specific customer relationships.

Account Search

Quickly build a custom list of loan accounts based on dozens of selectable attributes. Pinpoint accounts by customer, product, risk, geography, or lifecycle status

Customer Dashboard

View a complete profile of individual customers, including demographics, account history, and product mix - all in one place. Trend visuals and detail account data to support personalized service, relationship management, and cross-sell opportunities.

More Data Insight

Drill-down into lists of accounts or
individual records, along with their
characteristics, to inform specific action
plans:

✓ Account Level Report
✓ Product Level Report
✓ Account Level Report Loan
✓ Concentration

Loan Insight Use Cases

With deep expertise in financial services and risk management, Lumio helps institutions modernize operations by streamlining manual processes, centralizing enterprise data, and aggregating hundreds of KRIs for a holistic, risk-informed view of the organization.

Summary Dashboard

CEOs, CFOs, and ALCO Committees gain a comprehensive view of overall loan performance to monitor total balances, growth trends, risk shifts, and loan mix at a glance, empowering data- driven decisions for capital deployment, credit risk appetite, and strategic growth.

New/Renewed Dashboard

Tailored to Chief Credit Officers, Loan Officers, and Portfolio Managers to track loan origination and payoff trends. This provide visibility into new, renewed, and paid-off loans, allowing users to evaluate production activity, identify originations bottlenecks, and ensure new volume keeps pace with runoff.

Portfolio Dashboard

Designed for CFOs, Credit Risk Analysts, and Regional Executives to explore and assess full loan portfolio composition. Users can slice data by product, branch, officer, risk tier, or geography, while tracking balances, counts, and weighted average risk rates over time, facilitating risk-adjusted performance monitoring and resource allocation.

Delinquency Dashboard

Chief Risk Officers and Loan Operations teams can monitor past due loan performance and break down delinquent balances by status bucket and dimension, highlighting emerging problem areas and enabling proactive intervention before credit deterioration accelerates.

Collections Effectiveness

Ideal for Collections Managers and Credit Administrators who must assess delinquency progression and recovery efforts. This report measures movement across delinquency stages over two time periods, capturing paid-off accounts, new delinquencies, and accounts that improved or worsened, optimizing collection strategies and staffing.

Loan Concentration

Designed for Chief Risk Officers, Credit Committees, and Regulatory Reporting teams to assess exposure risk and portfolio diversification. This view highlights balances by sector, collateral grade, property type, and Tier 1 / Tier 2 classifications, supporting stress testing, regulatory compliance, and exposure cap management.

Account Search

Empowers Analysts, Operations, and Relationship Managers to generate custom account lists based on dozens of granular filters. Users can select by attributes like product, geography, credit profile, customer segment, or loan officer, enabling precise cohort targeting for reviews, reporting, or campaign outreach.

Customer Dashboard

Built for Relationship Managers, Marketing Teams, and Consumer Bankers to understand individual customer relationships. With demographic info, loan product mix, and historical balance trends in one place, teams can personalize outreach, identify cross-sell opportunities, and deepen customer engagement.

Explore Other Lumio Insight Apps

Deposit Insight

Understanding the nuances of your institution's deposit portfolio is essential to giving executives, managers, and front-line staff the information required to manage the bank and provide superior customer service.
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✓ Core Deposit Analysis
✓ New Account Analysis
✓ NSF Analysis
✓ Balance Change Analysis
✓ Deposit Movement
✓ Account Search

Learn more

Loan Insight

So, you’re swimming in an abundance of data…now what? Our loan insight takes core and other source data and transforms them into detailed visuals that reveal trends, outliers, and comparative information to help your bank manage essential business.
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✓ Portfolio Dashboard
✓ Delinquency Dashboard
✓ Collections Effectiveness
✓ Product Level Report

Learn more

Customer Insight

Our customer insight approach is designed to give banks visibility into the complete customer relationship. Using aggregate data from various touch points, banking staff are given the power to view and understand the make-up of their consumer and how to best serve them.
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✓ Segmentation Summary
✓ Avg
✓ Loans to Deposits
✓ Avg Number of Products Consumer / Commercial Customers Map
✓ Prospects Map

Learn more

Financial Insight

Gain on-demand financial data and reporting needed to make informed financial decisions. Financial insight provides your team with the tools needed to track key metrics, measure real-time performance, and identify areas for strategic growth.
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✓ Executive Dashboard
✓ Financial Ratios Dashboard
✓ Actual vs. Budget Dashboard
✓ Balance Sheet Reports
✓ Income Statement Reports

Learn more

Risk Insight

Coming soon! Achieve a holistic view of risk across all areas of your operations with comprehensive data and intuitive visualizations. Risk Insight delivers actionable information to help you stay ahead of potential threats, optimize your risk strategies, and make informed decisions that drive business resilience.
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✓ Holistic Risk Summary Dashboard
✓ Risk-Rated to Total Attribute Trends
✓ Risk Improvement Activities
✓ Key Risk Indicator Analysis
✓ KPI Performance Trends

Learn more