Actionable Insights For Community Financial Institutions
Lumio is a cloud-based data management, reporting and analytics platform, enabling risk-informed decisions
SRA Watchtower Elevates Brand Identity to Lumio Solutions and Launches Lumio 2.0
Brand Evolution Empowers Community Financial Institutions with Risk-Informed Business Intelligence - click below to read the full release
Data-Driven Growth For Banks & Credit Unions
Lumio delivers the Holistic Risk and Business Intelligence Platform™ for over 100 financial institutions
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Enabling Risk Informed Decisions
Gain a holistic picture across the business to help the C-suite and Board effectively manage risk and strategy
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Transforming Data Into Insight
Lumio (formerly SRA Watchtower), The Holistic Risk and Business Intelligence PlatformTM, breaks down data silos, automates manual processes, and transforms information into actionable insights. Whether you're assessing loan portfolios, identifying hidden risks, or uncovering new opportunities, Lumio enables community financial institutions to act with confidence.
Empowering Decision Makers with Transparent, Timely Data to Break Down Silos
Empowering Decision Makers with Timely Data to Break Down Silos
Turn Strategy Into Action
Executives need more than surface-level reporting to steer the organization toward its goals. With a unified platform that connects risk, financial, and operational data, leadership gains clear visibility into key performance indicators, risk exposure, and identify opportunities for growth. Lumio empowers faster decisions, smarter resource allocation, and strategic alignment across the organization.
Modernize Risk Oversight
Community Financial Institutions are asked to navigate an increasingly complex risk landscape while safeguarding their strategic objectives. Risk-informed, business intelligence ensures enterprise risk management influences decisions made throughout your institution, not just those made by your Chief Risk Officer. Lumio's Risk Suite establishes a culture of risk across the entire organization.
Guide Strategic Decisions
Today’s Boards must go beyond static
quarterly reporting to gain dynamic, data-
driven insights in order to help guide the
strategic direction of the institution. With
access to intuitive dashboards and unified
analytics, directors can quickly understand
organizational performance, spot emerging
trends, identify growth opportunities, and
align capital to make risk-informed
decisions.
See the Story Behind the Numbers
For CFOs and finance teams need visibility and validation are everything. Lumio Financial Insight delivers intuitive dashboards, drill-down analytics, and transaction-level transparency to help leaders monitor financial health, uncover anomalies, and guide capital allocation with precision. Whether comparing budget to actuals, analyzing revenue trends, or supporting audit readiness, Lumio enables faster, data-driven decisions that strengthen fiscal oversight and strategic planning across the institution.
Turn Data Into Demand
Lumio Customer Insight offers CMOs with a comprehensive view of their primary customer base - segmented by generation, life stage, industry, and geography. This helps identify relationship patterns, target growth segments, and tailor marketing or product strategies to high-potential customer groups.
What Makes Lumio Different?
Lumio is purpose-built to help community financial institutions automate, understand, and act on their data. This means spending less time wrangling data and more time focused on what matters most: serving your customers and spending time in your local community.
Say goodbye to rigid, pre-built dashboards. Lumio is a fully configurable platform that molds to your institution’s unique structure, product lines, and goals.
Go beyond the core. Lumio pulls Core, General Ledger, and other ancillary sources like digital banking and loan origination systems - giving you deeper insights.
No long waits. Lumio delivers institution-specific reports from the start, helping your teams uncover insights and take immediate action.
Explore Lumio's Integrated Product Suites
Your data, Your way. Design a data strategy that fits your institution and invest only in the solutions that meet your specific needs. Lumio’s modular data platform includes an Insight Suite and a Risk Suite, combining powerful business intelligence and integrated risk tools. Gain full control to solve real business problems and drive smarter decisions.
Data and Risk Expertise On-Demand
Lumio goes beyond analytics, we give you expert guidance when you need it most. Our team of seasoned data scientists and risk professionals is just a click away, ready to help you extract value from your data, configure reporting to your unique needs, and refine your insight strategy. Think of it as having a built-in IT and analytics team, without the overhead. Fast answers. Smart decisions. No guesswork.
Turn Strategy Into Action
Launch in Weeks, Not Months
Built for You, Not the Masses
Don’t Take Our Word For It
See how others are winning with Lumio.
Latest Thought Leadership Articles & Podcasts
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Frequently asked questions
Discover how Lumio empowers your team with risk-informed business intelligence. Browse our most common questions to learn about our Insight Suite's unique features, rapid onboarding process, and enterprise-grade support. When you’re ready, click “Get started” to begin your journey.
What makes Lumio different from traditional data platforms?
Lumio is purpose-built for community banks and credit unions. By combining modern cloud technology with industry-specific data models and use cases, Lumio reduces implementation time while increasing transparency, governance, and business agility.
How quickly can a new customer get value from Lumio?
Most customers begin ingesting and using data within weeks (not months like other competitors). Our platform comes pre-configured with templates for banking data, workflows, and dashboards.
What technologies power Lumio’s data ingestion and modeling features?
Lumio is built on Microsoft’s trusted data and analytics stack, including Azure Data Factory (for scalable data movement and transformation), Microsoft Fabric (for unified data engineering and real-time analytics), and Power BI (for interactive reporting and visualization).
How does Lumio support Enterprise Risk Management (ERM)?
Lumio’s Risk Suite includes tried and true integrated risk solutions, developed by experienced risk pros, for risk pros, including ERM, Risk Assessments and Risk Maturity Framework to support each line of defense and allow the board, risk committee and C-suite to track risk (KRIs) and performance (KPIs) metrics.